



A financial experience created by you:
Choose your own features
Design exactly how your card functions, personalizing it for your audience.
Custom currencies
Brand your Member Rewards Currency and unlock a more personalized experience.
Processing optimization
Smart routing and real-time transaction optimization gives you better insight into spending patterns and popular partners.
Unique card design
Add your identity, brand, or personality to your card and make it official.
Absolute control
Create a rule set that allows your cardholders to spend currencies only at approved retailers, within specific locations, or at certain times.
Powerful and secure
mCards work with any digital wallet, and are backed by an FDIC insured bank and Mastercard.¹
A revolution in customizable member rewards and payments.
The mCards platform powers an entire ecosystem of customizable digital payment solutions—from cards and wallets to rewards, currencies, and beyond. Designed for scale and flexibility, it enables you to build tailored financial experiences for yourself and others.
Smart Card
Intelligent payment card that learns and adapts to your spending patterns
Mobile Platform
Seamless mobile app integration for real-time insights and control
Rewards Currency
Brand and manage your own Member Rewards Currency
Marketplace
Curated ecosystem of rewards, perks, and partner offerings

Embedded partners...
Turning connections into a currency.
mCards are the most powerful and valuable Member Rewards Cards ever created—engineered in collaboration with top influencers, leading brands, and premier associations to transform collective audience loyalty into real-world purchasing power and unmatched rewards.


Schools and Organizations
Create more buying power and greater perks for your students or member body