The ultimate mobile wallet enabled cards.

We work with leading innovators in the areas of rewards, banking and lending to bring to market payment solutions that set a new benchmark for how cards will need to operate in the future.

Products

mCards App & Mcard

mCard Portal

For Consumers

mCards

mCards are the world's most advanced mobile wallet enabled digital cards. These cards are controlled and managed entirely by the cardholder and have features no other cards can provide. 

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The mCard enables consumers to link all of their points, rewards, credit, debit, and membership cards to a single digital card that intelligently processes transactions to maximize your consumer benefits with a single tap.

For Program Operators

Create more powerful gifts

Paywith has developed the world's most advanced portal for creating, managing, controlling and distributing mobile wallet enabled gift cards. 

For Program Operators

Build your own network

We are changing how organizations control and distribute payment and rewards cards to their members. 

Learn more about your members 

The payment and commerce equivalent of the "Social Graph". 

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We use data science tools to graph the relationships between a person's transactions and purchases to help optimize the commerce experience for every unique individual. 

For Program Operators

Partners

Services

Program Management

As your program manager, Paywith AUS can provide an end to end solution that delivers the ultimate in security, data, analytics, issuing, processing, rewards and fraud controls.

We become your partner for every aspect of running and managing your card program. 

Product Ideation & Innovation

From initial product ideation, right through to product launch, training and support, our team will work with your organization to create a payments program or solution that sets your business apart from the competition.

Product Development & Integration

Our development team and mobile engineers are experts at creating secure, powerful and compliant mobile applications, mobile wallets, and data and analytics portals customized to your businesses needs. 

Platform

The Paywith Dynamic Processing Engine is the most powerful, flexible and configurable processing platform ever created for card transactions. A single authroization can be processed against multiple accounts simultaneously. 

Authorization

Response

Points Bank

Real-time Payment Gateway

Merchant Coalition

Corporate Funds

Prepaid Funds

Dynamic Processor

Merchant Terminal

Network

Traditional Processor

Acquirer

Learn More

Get more information about Mcards:

Just enter a few details about yourself below and someone will get back to you as soon as possible.

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Or call 1-855-PAY-WITH for more information.